Importance of Balance Life as a Freelancer

Many people with “normal” 9 to 5 jobs don’t understand how difficult it is to maintain a work/life balance as a freelancer. This balance is especially hard to keep when you are first starting out on your own.

Granted, there are those with regular jobs who have a difficult time balancing work responsibilities with life, too, but perhaps only commissioned salespeople will understand these underlying truths of being a freelancer.

There’s no such thing as sick days or a paid vacation.
Nobody cares when a freelancer or a commissioned salesperson gets sick. A salesperson has a quota to meet, no matter how he or she is feeling. Freelancers may beg for an extended deadline from their clients, but if they have a tightly packed schedule, that extended deadline for one client may disrupt the work for another.

Both salespeople and freelancers may go on vacation, too. But either they will have to complete the required work before they go by working longer hours and weekends, or they will not have any income for the week.

Take this into account before you become a freelancer. You learn quickly that as a freelancer, work = money. Which leads us nicely into this next discussion . . .

“I didn’t do much at work today.”
Perhaps you had a “regular” job in the past that kept you hopping one minute and bored the next. Maybe you didn’t have specific deadlines for completing projects, so there was no sense of urgency to work hard or fast.

You may hear others discuss this phenomenon in this way: “One of my clients didn’t show up today, so I chatted with my coworker for a couple of hours.” or “I didn’t feel like doing much today at work, so I did all my Christmas shopping and ordered holiday cards.”

Freelancers can have an easy day, but this means that they will not make as much money. Your friend ordering Christmas cards at work will still be bringing home the same paycheck regardless of how much work was completed.

Is saying “no” really an option?
As a freelancer, your main goal is to make your clients happy. If they are happy, they will reward you with continued work and higher pay. Since it takes time and effort to find other clients, it is much easier to keep the ones you already have instead of writing proposals for new ones.

This means that even if you are booked solid, can you really say “no” when a client asks you to work on another project? After all, you don’t want them to get used to turning to someone else to get work done. Instead, you calculate how much more money that project will bring in for the week, and you will watch as your to-do list gets longer and longer.

We are not trying to say that working a typical job is not without stress. What we are trying to say is that freelancing stress is different than the hardship that comes from working an average job.

How do we combat this problem of maintaining a work/life balance as a freelancer? Consider these words: Your work is not your life. You may love your work and are happy for the privilege to complete projects for your clients each day. You may feel proud of having established business for yourself and are delighted when you see your pay increase each month.

But – your work is not your life. Your family needs you, and your friends need you. You need to give back to your community and form relationships with your neighbors. Since freelancing is lonely work, you need to join groups and organize social opportunities. Plus, you need to take time to watch the sunset, go to an afternoon baseball game, and take your kids sledding.

We agree with other freelancing websites that you should work hard to develop your business. But, on the other hand, does your increase in income make you a more balanced person?

So, we challenge you to set hours for yourself and stick to them. Schedule several social opportunities each week. Give yourself a full half-hour for lunch that is free from screens. See if saying, “no” really brought with it the disaster that you expected. Give yourself at least one day a week free from work.

At the end of each workday, tell yourself that you did the best that you could do with the time you had that day. And then live your life.

This article was originally posted at Freelancing Buzz.

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Freelancing is rapidly gaining more traction – in fact, by 2027, over 50% of the entire US workforce is projected to engage in freelancing, whether part-time or full-time. And if you’re reading this now, you might either be a freelancer yourself or are trying to break into the gig economy. Freelancing definitely has its perks – from working your own hours to increasing your pay rate at your own time instead of a company’s – but it’s not without its challenges. One common challenge for freelancers? Finding new clients . Keep reading to see why freelancers might be struggling to hit a consistent stream of clients, and what you can do to stand out from the crowd and market yourself as a freelancer that clients cannot miss out on. Why do many freelancers struggle to get more clients There are a few reasons why a freelancer might be fighting an uphill battle when trying to score more clients: Dealing with “Imposter Syndrome” Imposter syndrome is a common struggle among freelancers. This is when you feel like you aren’t good enough for a certain project or feel that there are other, more qualified people out there for the job. Struggling with time management For some freelancers, they aren’t able to find new clients because of lack of time. If you feel that you’re on the same boat, you might have thought once or twice that you don’t have the time to look for new clients while working on deliverables for the clients you already have. Not all freelancers possess marketing skills And lastly, some freelancers are at a loss for how to properly market themselves. Being unable to communicate the true value of your work and service might be costing you dream clients. If this is a struggle for you, read on to the next section, where we talk about 7 of the top tips to market yourself as a freelancer and reel in new clients with less of the hassle. Tips to market yourself as a freelancer Tap into your personal network Don’t underestimate the power of tapping into your personal network for new clients . You can ask people you know directly whom you’re sure would need someone like you, or you could ask for a referral. You can even score new leads by posting publicly on LinkedIn or Facebook that you’re open to accepting new clients for your area of expertise. Try using this template for when you create your post: Hi, everyone. I’m accepting new clients for [your service]. If you know anybody who might need this, do send them my way or tag them below so we can get in touch. Thanks! This works better than asking directly if your connections need your service because they’ll be put in a position of thinking, “Do I know anyone who needs this?” versus “Do I need this?” – which gets you more leads in the long run. Have an online portfolio If you don’t have one already, […]

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Joust has unveiled its new improved banking app for freelancers and self-employed workers. The new app by the sole banking platform for freelancers comes with an intuitive design and several features that round out its original beta app. According to the developers, the application is based on customer feedback. For example, it incorporates features such as an analytical dashboard, Joust Visa debit card management, invoice creation/payments, and more. The Denver based fintech’s application launch was brought about by the rapid increase in independent workers seeking a wide range of new financial services. For example, the new features help manage clients, accept a range of payments through credit cards, and mitigate the risk of irregular income. New Joust Banking App for Freelancers, Self-Employed Joust’s application will continue to use its invoice-guaranteeing product, PayArmour , which funds unpaid client invoices, and its FDIC-insured bank account combined with a merchant account. Catering to the Growing Gig Economy As a result, the app will come in handy for the booming freelance sector in America . For example, there are currently 57 million freelancers in the US working today. This figure is expected to double by 2027 with more of the country’s workforce expected to freelance in some capacity. “Our users are risk-takers who want one place to easily manage their finances, so they can have the time and space to focus on their passions. They wanted a modern, streamlined user experience, ways to quickly visualize their finances, and manage clients, income and payments,” said Lamine Zarrad Joust’s CEO and Co-Founder. The app’s major selling point is its invoice protection tool that resolves late or non-payment of dues by clients. How Will it Change Payment for Freelancers? The revamped application can now offer freelancers and small businesses more robust banking and financial management services. Through the launch of the application, Joust is trying to simplify finances and make them less taxing for freelancers and contractors. Thus, offering individuals and small businesses with banking services previously reserved for big companies. This in effect will help cut costs in regards to hiring dedicated teams for financial management.As a result, it will allow room to focus on the work at hand. Joust’s application looks to ease the financial management challenges of freelancers who account for close to 35% of the total U.S. workforce. In recent years freelancing has become a more prominent fixture in the American economy accounting for almost 5% of the U.S. This GDP is more than the construction and transportation industries combined. Current projections indicate earnings from freelancing could hit the $1 trillion mark. Joust’s new offering seems to be answering to the demand of this sector. PayArmour and Other Features Through PayArmour, Joust’s invoice guarantee product helps alleviate client nonpayment. It’s a common problem that affects 71% of the gig economy workforce, according to Joust. As a result, the app will help smooth income volatility with an option to receive same-day funding. The all-inclusive banking app is designed with the self-employed worker in […]

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Older Workers, Women Benefit From Freelance Lifestyle More Freelancers of all ages likely enjoy the freedom that comes with working for themselves, but a new study suggests that certain demographics particularly profit from the freelance economy. Global payments platform Payoneer surveyed more than 7,000 freelancers from 150 countries to gain insight into the freelance market and learn more about how much freelancers earn and what they gain from the freelance lifestyle. A majority of the freelancers surveyed (69%) were under the age of 35, with the age breakdown of survey respondents as follows: 21% were between 18 to 24 48% were between 25 to 34 22% were between 35 to 44 6% were between 45 to 54 3% were between 55 to 64 1% were 65 and over Although younger workers make up more of the freelance market, the survey found that older, more experienced workers tend to make more money. Those between the ages of 55 and 64 had the highest average hourly rate of $36 per hour compared to: $16 per hour for those between 18 to 24 $19 per hour for those between 25 to 34 $24 per hour for those between 35 to 44 $27 per hour for those between 45 to 54 $34 per hour for those 65 and over Freelance gender wage gap not as pronounced Older workers aren’t the only ones making headway when it comes to freelance earnings. The survey also found that the wage gap between male and female earnings is smaller among freelancers than it is in the general job market. According to the study, female freelancers across the world earn, on average, 84% of what men make across all fields. In comparison, the global gender pay gap was 68% in 2018, according to the World Economic Forum. When it comes to the wage gap, female freelancers do well particularly in the field of marketing, where they earn an average of 17% more than men. Women also come out ahead in web and graphic design, where they earn 4% more, on average, compared to men. However, women continue to trail men in other areas. For example, when it comes to finance, women make only 53% of what men make, and for project management, women earn only 56% of what their male counterparts earn. Not all freelancers get all of their work through the gig economy either. The majority of respondents — 69% — freelance exclusively, but the rest divide their time between freelancing and a full-time job. The oldest workers and the youngest were most likely to freelance exclusively, with the age group breakdowns as follows: 76% of those 18 to 24 freelanced exclusively 67% of those 25 to 34 freelanced exclusively 67% of those 35 to 44 freelanced exclusively 68% of those 45 to 54 freelanced exclusively 76% of those 55 to 64 freelanced exclusively 81% of those 65 and older freelanced exclusively For those frustrated by the slow progress in closing the gender wage gap , the […]

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Working as a Freelance Web Developer

Do you find yourself drawn to the world of freelancing? It’s little wonder. There are a lot of perks to working for yourself. Perhaps you like the idea of cutting out the middle man. You want to work directly with clients and then enjoy all the profit from your work.

Maybe you are tired of office life. Even if you are able to work from home, there are weekly “check-ins” with your boss, weekly calls with your team, constant emails about how to avoid carpal tunnel from your company’s health advisor, and, of course, all the training videos you have to watch about positive work environments.

Maybe you are unable to work from home with your current position and love the idea of sleeping until 7:50. Perhaps your family situation requires you to have a more flexible schedule so you can assist with your kids or older family members.

Regardless of your reasoning for considering working freelance, it is a pretty sweet life.

Are you ready to learn how to become a freelance web developer? Keep reading for some insights into that world.

Develop your technical expertise.

If you have worked in the industry, you know what kind of technical skills are required to become a web developer. Take a close look at your work to determine if your current skills are good enough to enable you to work on your own.

If you find yourself continually turning to coworkers or supervisors for assistance, then maybe you need to beef up your abilities before working as a freelancer.

Sometimes it isn’t very easy to analyze your own abilities. Your current boss and coworkers may not be the best people to talk with for an assessment since they have a vested interest in whether or not you stay in your current position. That’s why it is always a good idea to have a professional mentor who works outside of your workplace help you make career decisions.

Consider your work ethic and attitude.

Not to sound harsh, but not everyone has the work ethic to become a freelancer. Ask your friends or life partner if they think you have what it takes to work independently.

Are you able to be productive without a boss breathing down your back? If you don’t have an office to go to each day, will you be able to manage your time effectively? Are you easily distracted? Do you have a problem meeting deadlines? Are you organized? Do you have a good grasp of time management?

Try floating the idea of working as a freelancer to your family and friends. If they immediately furrow their brows and say, “you want to work as a freelancer?” with a bewildered expression, then perhaps you need to do a reality check to see if this is the right move for you.

Analyze your communication skills.

First, you may be the best web developer in the world, but this may not count for much if your communication skills are lacking. After all, as a freelancer, you will be required to have much more client interaction than you probably did while working for another company.

You may have to attend face-to-face client meetings. How are your “people skills?” Remember, you need to sell yourself when you sell your service.

Perhaps all your interaction with clients will be through written proposals and emails. Whether or not you feel you are a great writer, invest in a Grammarly subscription to assist you with those tasks. If you struggle with the written word, hire a freelance writer to take care of your proposals and emails.

Part of the struggle you may experience is that your clients may not know enough about technology to be able to describe what they want and need. That means your communication skills need to be above average. You need to be able to analyze and interpret their technological needs, and then teach them enough about your skills to show them how you can help.

You’ll need to be able to answer dumb questions without being condescending or impatient. You may become frustrated in explaining why you “you have to charge so much.” Does this sound like a nightmare to you? These may be the struggles that your current boss undergoes when interacting with clients. If you become a freelancer, those struggles will be yours.

Create a portfolio.

You may not be able to share your previous work with new clients legally. Perhaps some of your work is proprietary.

This means you may need to complete some work for a reduced rate or for free to enable you to develop a body of work to share with your potential clients. As you do so, consider step five.

Develop a niche.

Sometimes a niche is chosen, but often it is selected for you.

Maybe your niche is a result of having a particular skill. Perhaps it comes from interest or work in a specific industry. Regardless of where your expertise comes from, having a niche enables you to market to specific customers. It makes your potential clients feel comfortable that you have a grasp of what they need.

Do you think you have what it takes to work as a freelancer? You will find a lot of negative comments about working for freelancing websites like Upwork and Fiverr. Still, perhaps those comments come from people who don’t have the necessary skills to compete in a competitive industry.

Websites similar to these serve their purpose in finding your first clients. They also will have your back if you find yourself in dispute with a customer. Don’t dismiss these websites to help you get started.

Good luck!

This article was originally posted at Freelancing buzz.

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Recently, I read an article on SEO, as part of my attempts to improve the Google listing for my clients and my site. In said article, the author recommended using question forum Quora in part of your marketing strategy as you establish yourself as a person of knowledge for your particular field. I spent the next couple of hours answering questions about freelancing, marketing, social media and mental health, linking back to relevant blogs and articles I’d written on the topic. To my surprise, these answers went down very well and my inbox soon became flooded with an increasing number of questions on other areas of self-employment, from the best hourly rate to charge to setting up your first Self Assessment account. With that in mind, I wanted to write a blog post that tackled some of these big issues all in one, as an informal guide to becoming a freelancer for the very first time. If you do have any more questions, or just want to know my recommendations for starting out, feel free to drop me an email and I’ll do my best to get back to you! In the meantime, let’s start with the basics. A: Investing in a good quality and informative website for your freelance business can be a game-changer for finding new clients. However, they can also be time-consuming and complicated to set up. For my website, I used WordPress, with the Elementor plugin to build the site, Unsplash for sourcing my imagery, Canva for any neccessary graphic and I’m currently hosted by TSO Host. I really do recommend TSO Host as a great, and cost-effective, platform to set up your first site with. They have great customer support and can typically get any existing domains or information transferred over to your new site in a number of hours. They can even set up your SSL certificate for you, which is vital for a safe and reliable site. One of the first things I would do is to write up a quick sitemap, or a list of the pages you want to include. This would usually include Home, About, Services, Case Studies, Blog and Contact but you can add your own variations depending on your brand and industry. This can then help you to flesh out those pages with copy, images and links before you start implementing it into the site itself. Try not to put too much pressure on yourself to get a flawless website the first time around — most sites go through evolutions and edits, and you’ll learn what looks right as you go. It can be a really fun experience to teach yourself how to build your own website, and will be a huge selling point for your new clients too! A: One of the biggest differences between working self-employed, and working for a company, is the lack of external and automated resources at your disposal. You no longer have an accounts team, a manager who pays your salary, […]

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The gig economy is hot and that means freelancing is becoming more and more popular in time. It is quite appealing to have the option to work from home and not have to worry about the rat race and working from 9 to 5 every workday. And for people that are tired of the work at home scams that have been circulating since the 1990s, they will be happy to know that they really can make money from home on their own. The only thing to remember when it comes to freelancing is for freelancers to continuously market themselves in order to be successful with it. Listed below are 10 freelancing jobs that are the best in America. Social Media Marketing And Management Social media is a powerful marketing tool for businesses and with new platforms popping up often, business owners do not have the time to do their own social media marketing and management. They need social media managers to do the job for them so they can concentrate on managing their own businesses. Social media management has been rising up for a while in the gig economy . Social media management and marketing are hot fields for freelancers and they can be hired by business owners who will be able to take care of the job for them. It is easy to learn the field and it can be a lot of fun as well because it requires freelancers to tap into their own creativity. Writing And Blogging Business owners need writers to ghostwrite articles and blog posts for them, and publications need writers to contribute to their platforms for a rate. This is why one excellent field for freelancers to go into is writing. They can do writing for online publications, ghostwrite blog posts for business owners, and write other types of content that they need. Freelance writing is an easy field to get into because the competition is not usually an issue since so many writers are needed. And the supply is often higher than the demand. Writing is a great job . There are only so many writing projects a freelancer can handle, so that means its rare for a shortage of work being an issue. Freelance writers can gain recognition by showcasing an online portfolio of their written work for clients or created by themselves for this purpose. Teaching There are many freelancing opportunities when it comes to teaching online from home. There are companies that hire teachers to teach students in different areas of the world. For instance, there are plenty of opportunities in North America for teachers to teach English to students in China. The only thing that is required is that the freelancer has a teaching degree. However, there are plenty of teaching platforms for anyone in general as well who are skilled in one area that can create courses in their field of expertise. For instance, expert crafters can create courses on crafting and how to become successful with […]

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The gig economy is booming these days, with as many as 75 million workers participating in it in some shape or form. Often it’s the flexibility that drives people to pursue this type of employment, as opposed to signing up to collect a steady paycheck from a single employer. But all of that freedom comes at a price — a lack of financial stability. Not only can that make budgeting and saving money difficult, but it can also make it tough to qualify for a mortgage when you’re ready to buy a home. If you’re in the market for a mortgage but are a gig worker without a predictable paycheck, you’ll need to work extra hard to get approved. Here’s what to do. 1. Be prepared to offer up proof of income When you’re a salaried worker, proving that you earn enough money to keep up with your mortgage is easy — you just show prospective lenders a copy of your pay stubs or W-2 form. When your income is variable, it’s a lot harder to convince mortgage lenders to take a chance on you. But you’re more likely to get approved for a home loan if you show proof that you’ve been earning money steadily for years. To this end, dig up tax returns and 1099 forms (which, if you’re self-employed, you’ll receive from clients you work for who pay you at least $600 a year) from the past several years. If your income varies from month to month but you generally earn, say, $80,000 a year, you can prove that that’s the case by providing your lender with a few years’ worth of income data. 2. Make sure your credit is solid The more trustworthy a borrower you appear to be, the greater your chances of getting approved for a mortgage. This holds true whether you’re applying as a gig worker or a salaried employee. But if you’re in the former situation, you’ll really need strong credit to prove that despite your variable income, you’re able to keep up with your bills. What specific credit score should you aim for? A score between 740 and 799 is considered “very good” by FICO standards , while a score of 800 or above is considered “exceptional.” If your score is lower, it pays to hold off on applying for a mortgage until you’re able to raise it . You can do so by: Paying incoming bills on time. Paying off some of your existing revolving debt (namely, credit card balances). Checking your credit reports for errors (and correcting any mistakes you find). 3. Save for a sizable down payment The more money you put down on your home, the less risk your lender takes on. If you’re able to come up with a down payment of 20% or more, you’ll not only avoid private mortgage insurance , but you’ll also send the message that despite your non-steady income, you clearly have a respectable level of cash reserves. 4. Keep […]

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It’s easy to suffer burn-out as a teacher. As much as you may have loved working with children, teaching is exhausting. Children who have experienced trauma in their young lives need a lot of love and attention. Parents can be apathetic and uncaring or demanding and unrealistic. Administrators have a lot of “asks,” and it seems as if you have to take expensive classes for recertification every stinking summer.

While our country would be in real trouble if every certified teacher decided to leave the classroom, it is understandable why many make that decision. There are many perks of being a freelancer.

Working as a freelancer may allow you to stay at home with your kids or assist an aging family member. Working as a freelancer may be your only option as you work to become certified in a new state. Working as a freelancer may allow you to pursue other personal goals that were only a dream when you were working full-time as a teacher.

Are you ready (or forced) to make the switch from the classroom to a webcam?

Tips on how to break into the world of online teaching.

Research online tutoring companies.

Freelance teaching is different than freelance writing or web designing. As a writer or a designer, you could probably find work by reaching out to companies on your own. To become a freelance tutor or teacher, you will likely need to find work through a company.

This website is a great resource to help you get started with your research. It breaks down the details on how to get started with VIPKID, Education First, Brainfuse, as well as other companies that are not as popular.

Look for online reviews from people working for these companies. As you read the reviews, understand that some people may have had negative experiences because they weren’t prepared for the difficulties with getting started in freelancing. There are a lot of sour grapes in the freelancing world.

At the same time, there are some shady operators out there, too. If you can’t find much discussion on a particular program online, be forewarned. Also, look for typos and vague language on the website. If they are in the business of educating, the site should look professional.

Examine the qualifications to see if you meet them.

If you are a certified teacher working in the U.S., you more than likely meet the necessary qualifications to work with most of the freelancing tutoring companies. Some companies will insist that you have a Teaching English as a Foreign Language certificate on top of your teaching certificate.

If you haven’t worked as a teacher in the past, you still may be able to be one online. Most sites will hire those with a bachelor’s degree in an appropriate subject.

Besides having the required degrees, you need to examine your skills. Are you an excellent communicator? Do you have a clear speaking voice? Are you fast at typing? How are your technology skills? How are your interpersonal skills? Do you get along with others easily?

As an online teacher, you are in a different category of freelancers that still interact with humans daily. If you struggle with human interaction regularly, it may not be much more comfortable when working through a webcam.

Determine if you are able to work the posted hours.

While most freelancing gigs allow workers to choose their own hours, being an online tutor or teacher means that you must work when students are available.

Unless you plan to focus your energies on the small percentage of home-school students, you may have to clear your schedule for work during the late afternoons, evenings, or weekends.

If you are planning on assisting kids in China to learn English, you may have to set your alarm clocks rather early. In fact, depending upon your time zone, you may be asked to begin teaching at 3 or 4 a.m.

Apply for the job.

Some of the tutoring companies require an online interview. Obviously, they want to check your communication skills to see if you are the right fit for such a job.

You may have to prove your qualifications as well. Perhaps you will need to submit certified copies of your teaching credentials or degree.

This is not the type of freelance job that you will be able to apply one day and start work the next. You may have to jump through several hoops before having your first session with a student.

Good luck with your new career as a freelance tutor. Although teaching online may have a different feel than having your own classroom, you can still receive the satisfaction of making a difference in the world.

This article was originally posted at Freelancing Buzz.

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Join AFP’s 100,000+ followers on Facebook Purchase a subscription to AFP | Subscribe to AFP podcasts on iTunes News, press releases, letters to the editor: augustafreepress2@gmail.com Advertising inquiries: freepress@ntelos.net (© Wrangler – stock.adobe.com) Are you passionate about creating texts? Then you should consider a freelance writing job as a career option. If your English level is high and your head is full of creative ideas , then this might be a great path to follow. Today, there is a demand for quality content posted online. Articles, marketing texts, blog posts, and other materials help companies to improve their marketing and boost revenue, that is why they hire professional writers eagerly. Becoming one is less challenging than you may think. You just need to know how to present your work and where to get your first customers. In this guide, we will provide you with some strategies and ideas on how to do that. Tip #1: Online courses are not effective There is plenty of online creative writing courses from the so-called gurus that provide endless false promises. They are expensive (about $1000 per course) and mostly useless . Writing is something you can master yourself. The main thing that you need is practice and understanding. Courses have nothing to provide you with. Tip #2: Choose the niche Most freelance writers start with the niche they already know. For instance, if you are interested in movies, you are welcome to write reviews and critical analysis. In case you have tons of knowledge about healthy nutrition, then apply for a job where you can develop this topic. Start with what you know to gain experience. This will help you create a portfolio for your future customers. Tip #3: Check the market When you have at least 3-4 texts in your portfolio, you can apply for a writing job. There are numerous options and freelance writing gigs to apply for. Such sites as Fiverr and Upwork allow you to create a profile and find customers (or wait until they find you). With time, you will gain scores and ratings for your work, so more prospective customers will cooperate with you. Tip #4: Try outreach methods For those who are not very inspired by freelance platforms, there is an alternative option. You can always find a company that will provide you with a stable flow of tasks and a decent salary. Some writers avoid this option because they are not very assured of their skills. However, once you overcome your fear, enter a Samedayessay login page, and try yourself as an academic writer, you will see that there is nothing to be afraid of. There is plenty of websites that look for writers ready to work permanently. This might be a better option than a freelance platform. Tip #5: Have an excellent script As a freelance writer, you need to present yourself in the best light. Create a script where you mention that you are a writer looking for a job. List your […]

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